- Hunter Pass unlocks two AI features: Huntee (AI finance answers) and Smart Import (bulk transaction importing)
- Both draw from one shared pool of Hunter Credits that refills at the start of each billing period
- Each Huntee message and each image/PDF import uses credits; CSV import is always free (processed on-device)
- A balance indicator shows what's left, and a low-credit warning appears before you run out
- The two features are designed to work together: import a month, then ask Huntee what it means
Hunter Pass unlocks the two AI-powered features in Hunter Vault — Huntee and Smart Import — and both run on the same currency: Hunter Credits. If you’re weighing the upgrade or just want to understand how the credit economy works, this guide lays it out plainly: what each feature does, how credits are spent, and when things are free.
Quick Answer: What Hunter Pass Includes
Hunter Pass is Hunter Vault’s premium subscription. It gives you two things:
- Huntee — an AI finance companion that reads your data and answers plain-English questions about your money.
- Smart Import — bulk transaction importing from screenshots, PDF statements, and CSV files.
Both features draw from a shared monthly pool of Hunter Credits that replenishes at the start of each billing period. The one important exception: CSV imports are free and don’t use credits. Everything else in this guide is the detail behind that summary.
Feature 1: Huntee, Your AI Finance Companion
Huntee is the conversational layer over your Hunter Vault data. Instead of digging through dashboards, you ask questions and get answers grounded in your actual numbers:
- “Where did my money go this month?”
- “Can I afford ₱3,000 this weekend?”
- “Am I on track with my debt?”
It reads only the data you’ve entered — no bank connection — and suggests follow-up questions so the conversation flows. The full picture of what an AI companion does is in what is an AI finance companion, and the technique for getting good answers is in how to ask AI about your budget.
Credit cost: each Huntee message uses Hunter Credits from your monthly pool.
Feature 2: Smart Import, Bulk Transaction Importing
Smart Import loads weeks or months of transactions in one step, so you never have to type a backlog by hand. It supports three sources:
- Screenshot — AI reads an image of your transaction feed
- PDF statement — AI analyzes a bank statement, up to many pages at once
- CSV export — processed entirely on your device
Every import is reviewed before saving — editable drafts, duplicate detection, filter tabs — so what lands in your budget is accurate. The complete workflow is in how to import bank transactions into a budget app.
Credit cost: screenshot and PDF imports use credits (larger PDFs cost more, since there’s more to read). CSV imports are free.
Because CSV files are structured data processed on your device, they don’t need AI reading and don’t cost credits. If you want to import without spending from your pool, use CSV whenever your bank offers it. Screenshots and PDFs use credits because AI has to interpret the image or document. More on choosing in CSV vs PDF vs screenshot.
How Hunter Credits Work
Here’s the credit economy in full, because it’s the part people most want to understand before subscribing.
One shared pool. Huntee and Smart Import draw from the same monthly pool of Hunter Credits. A Huntee conversation and an image or PDF import both spend from one balance — so you allocate credits toward whichever you use more that month.
Monthly replenishment. Your pool refills at the start of each billing period. Credits are designed to cover regular use across both features.
What costs credits:
- Each Huntee message
- Each screenshot import
- Each PDF import (more for larger files)
What’s free:
- CSV imports (processed on-device)
- All the core tracking features of Hunter Vault, which remain available regardless
Staying informed. A balance indicator shows what you have left at all times, and a low-credit warning banner appears before you run out — so you’re never caught by surprise mid-month.
Since both features share one pool, think about which you’ll lean on. If you’re catching up on a big backlog, image and PDF imports will use more that month — so favor CSV where you can to conserve credits for Huntee. If you’re mostly asking questions, most of your pool goes to Huntee. The shared pool is flexible by design.
Why the Two Features Share One Economy
It might seem simpler to price them separately, but the shared pool reflects how the features are meant to be used together.
The natural workflow is import-and-ask: you use Smart Import to load a month of transactions, then immediately use Huntee to ask what they mean. Import supplies the data; Huntee interprets it. Because they’re two halves of one loop, a single shared credit pool lets you flow between them without juggling separate balances.
In practice, that means after an import finishes, Hunter Vault surfaces a Huntee prompt right there — “what were my biggest expenses last month?” — and asking it draws from the same pool you just used to import. The economy matches the workflow.
Who Hunter Pass Is For
Straight talk on whether the upgrade fits you:
Hunter Pass makes sense if you want AI answers about your money, you’re catching up on a backlog and want bulk import, or you value the import-and-ask workflow. The credit pool is built for regular use of both.
You might not need it if you’re happy tracking manually with the free core features and don’t want AI or bulk import. Hunter Vault’s expense tracking, budgeting, and gamified habit system work without Hunter Pass — the Pass adds the AI layer on top.
Either way, the core app remains free to use. Hunter Pass is the premium layer for people who want the AI features, not a paywall on budgeting itself.
This is general educational content about Hunter Vault’s features, not financial advice. If you’re dealing with serious debt or financial hardship, consider speaking with a qualified financial professional.
Final Takeaway
Hunter Pass unlocks Huntee and Smart Import, and both run on one shared, monthly-replenishing pool of Hunter Credits. Huntee messages and image or PDF imports use credits; CSV imports are free. A balance indicator and low-credit warning keep you informed, and the shared pool is designed to match the import-and-ask workflow the two features are built for.
If you want AI answers and bulk importing that work together — without connecting your bank — Hunter Pass is the layer that adds them. Explore Huntee and Smart Import to see how they fit your money.
Frequently Asked Questions
What do you get with Hunter Pass?
Hunter Pass is Hunter Vault’s premium subscription. It unlocks two AI-powered features: Huntee, an AI finance companion that answers plain-English questions about your money, and Smart Import, which bulk-imports transactions from screenshots, PDFs, and CSV files. Both draw from a shared monthly pool of Hunter Credits that replenishes at the start of each billing period.
What are Hunter Credits and how do they work?
Hunter Credits are the currency that powers Hunter Pass’s AI features. Each Huntee message and each image or PDF import uses credits. They come from one shared monthly pool that refills at the start of your billing period. A balance indicator shows what you have left, and a warning appears when you’re running low. CSV imports don’t use credits — they’re free.
Is CSV import free with Hunter Pass?
Yes. CSV files are processed entirely on your device, so they don’t require AI processing and don’t use Hunter Credits. Only screenshot and PDF imports — which need AI to read the file — draw from your credit pool. If you want to import without spending credits, use CSV.
Do Huntee and Smart Import share the same credits?
Yes. Both features draw from the same monthly Hunter Credits pool. A Huntee conversation and an image or PDF import both spend from the same balance, so you can allocate your credits toward whichever you use more. CSV imports are the exception — they’re always free and don’t touch the pool.
What happens when I run low on Hunter Credits?
A low-credit warning banner appears so you’re not caught off guard, and the balance indicator shows exactly what’s left. Your credits replenish at the start of each billing period. If you run out, you can still use free features like CSV import and continue tracking; the AI features resume when your pool refills.
