// money glossary

Money Terms, Decoded

Finance has a lot of jargon that makes simple ideas sound scary. Here's the plain-English version — each term defined in a sentence, explained without the fluff, and paired with the tool or guide that puts it to work.

Prefer a path over a dictionary? Start with the Learn hub: Save, Budget & Invest →

// investing

Investing

D Diversification
Spreading your money across many different investments so that no single one can sink your whole portfolio. Read definition →
D Dollar-Cost Averaging
Investing a fixed amount on a regular schedule regardless of price, so you buy more when prices are low and less when they are high. Read definition →
E ETF (Exchange-Traded Fund)
A single investment that holds a basket of many assets — often tracking an index — and trades on an exchange like a normal stock. Read definition →
E Expense Ratio
The yearly fee a fund charges, shown as a percentage of the money you have invested in it. Read definition →
P Portfolio
The complete collection of investments you own — your stocks, funds, bonds, and anything else held to grow your money. Read definition →
R Risk Tolerance
How much ups and downs in the value of your investments you can handle — both financially and emotionally — without bailing out. Read definition →
R ROI (Return on Investment)
A measure of how much you gained or lost on something, as a percentage of what you put in. Read definition →
// rates & interest

Rates & interest

A APR (Annual Percentage Rate)
The yearly cost of borrowing money, including interest and most fees, shown as a single percentage. Read definition →
A APY (Annual Percentage Yield)
The real yearly return you earn on savings or an investment once compounding is taken into account. Read definition →
C Compound Interest
Interest you earn on both your original money and on the interest it has already earned — so growth speeds up the longer you leave it. Read definition →
// general

General

I Inflation
The gradual rise in prices over time, which quietly shrinks how much each unit of your money can buy. Read definition →
L Liquidity
How quickly and easily you can turn something into spendable cash without losing much of its value. Read definition →
N Net Worth
Everything you own minus everything you owe — the single clearest measure of your overall financial position. Read definition →
// from words to action

Know the term? Now use it.

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