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How to Split a Bill and Track Who Owes You

I paid $90 for dinner with two friends. I log the full amount, turn on Split Expense under More, add Alex and Jordan at $30 each, and tap Split equally so my share fills in. Then I set a repayment date for next Monday.

1:57 Published Watch on YouTube

The accounting preview shows what happens: the bank account goes down by the full $90, but only my $30 counts as spending, and the other $60 becomes money owed to me. It shows up on the home screen as Pending Receivables. When a friend pays you back, tap Collect and pick the account the money goes into.

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Transcript

0:00 Split a bill with friends

In this video you'll split a bill with friends and keep track of who owes you. Say I paid $90 for dinner with two friends. Tap the Quick Log button, then Add Expense.

0:12 Enter the full amount and turn on Split Expense

Enter the full amount you paid: $90.

Then tap More.

Turn on Split Expense. That opens the split options.

0:23 Add friends and what they owe

Tap Add friend. Type each friend's name and how much they owe you. Alex owes $30, and Jordan owes $30. Then tap Save Split.

0:42 Split equally and set a repayment date

Tap Split equally, and your share fills in too. It's $30 each, and the split is fully allocated.

Pick when you expect to be paid back. I'll choose next Monday.

0:56 What counts as your spending

Tap Show on the accounting preview to see what happens. Your bank account goes down by the full $90, but only your $30 counts as spending. The other $60 becomes money owed to you.

Tap Done, then Add Expense.

Only your $30 share shows up in your expenses. Now head back home.

1:19 Find who owes you (Receivables Vault)

Scroll down, and you'll see Pending Receivables: $60. Tap it.

This is your Receivables Vault. Each friend gets their own row, with the amount and the due date.

1:32 Mark a payment as collected

When Alex pays you back, tap Collect. Choose the account the money goes into, then tap Transfer to Vault.

Alex moves to Collected, and $30 goes back into your bank account. Jordan is still pending.

That's how to split a bill. Next in Everyday Tracking, we'll attach receipts to your expenses. Links to download Hunter Vault are in the description.

// try it yourself

Follow along in the app.

Hunter Vault is free to download on iPhone and Android, and budgeting never requires a subscription.

  • Free to download
  • No bank login
  • Works offline
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