- As of October 2026, we found no current savings account built just for gamers. Blast, the best-known 2018 attempt, says its app has closed.
- Most 'for gamers' money results are rewards credit cards. A credit card lends you money. It is not savings.
- For a gaming fund, look for named sub-accounts, automatic transfers, no monthly fees or minimums, some interest, and deposit insurance.
- Many ordinary banks already do this, for example Ally buckets, Monzo Pots, Starling Spaces, GoTyme GoalSave and Maya Personal Goals.
- Keep the real money in the bank. Track the target, deadline and monthly amount in a budgeting app or spreadsheet so you can see progress.
You searched for a savings account for gamers and got a page full of credit cards. You didn’t miss anything. As of October 2026, the product you’re picturing mostly doesn’t exist.
The better news: plenty of ordinary banks now let you split savings into named pots, fill them automatically and earn some interest while you wait for the next release or upgrade. That covers almost everything a “gamer account” would do.
This guide covers what we found, what to look for in a gaming fund account, and examples by country. If you want the bigger system first (emergency fund, gaming fund, gear fund and opportunity fund), read the gamer’s savings playbook. This post is about the account that holds the money.
Quick Answer: Is There a Savings Account for Gamers?
Not really. We couldn’t find a current savings account made just for gamers as of October 2026, and the best-known one, Blast, has closed. Instead, use a no-fee savings account at an insured bank that lets you create named sub-accounts and set automatic transfers. Call one “Gaming Fund” and let payday fill it.
What Actually Exists (Checked October 2026)
We looked at the products that show up for this search, plus a few gamer-branded banking launches from recent years. Here’s what each one turned out to be.
Blast: the gamer savings account that closed
In July 2018, a startup called Blast announced what it called the “first high-yield savings account for gamers”. You linked a checking account and set triggers inside games. As you played, small amounts moved into an FDIC-insured savings account.
Blast later merged into a company called Ant Money, in a deal reported in December 2021. Today, Blast’s website says the app “has been closed and is no longer in service.” The most famous answer to this search is gone.
BMO NXT LVL: education, not an account
Canada’s BMO has a banking-for-gamers page under the name NXT LVL. It began in May 2022 as a Twitch channel that mixed gaming culture with personal finance, hosted by the bank’s “Gaming Relations Specialist.” It’s a content and education program. BMO’s launch announcement doesn’t describe a separate savings account for gamers.
Gamer-branded checking accounts
A few fintech apps have pitched banking for gamers. Mana, for example, announced in May 2022 checking accounts, a Visa debit card and a “Quest” rewards program, with MVB Bank as the bank partner. That’s a spending account with rewards, not a savings account. We couldn’t confirm it’s still available.
“Credit cards for gamers” lists
Most of the remaining results are lists of rewards credit cards. Those are a different product entirely, and we cover why further down.
What to Look For in a Gaming Fund Account
A gaming fund is short-term money. You’ll likely spend it within weeks or months, on a launch, a battle pass, new hardware or a convention trip. That changes what matters. Here are the five features worth checking.
| Feature | Why it matters for a gaming fund | What to check |
|---|---|---|
| Named sub-accounts | Keeps game money apart from rent and food | How many you can open, and whether you can name them |
| Automatic transfers | Fills the fund before you can spend it | Can you schedule a transfer for the day after payday? |
| No monthly fees or minimums | Fees hurt a small fund the most | Monthly fee, minimum opening deposit, minimum balance |
| Interest | A small bonus while you wait | The current rate on the bank’s own site, and any caps |
| Deposit insurance | Protects deposits if an insured bank fails | Is it an insured bank? What’s the limit? |
1. Separate, named sub-accounts
This feature does the most work. A balance called “Gaming Fund” has one job, like an inventory slot that only takes one item type. A balance called “Savings 2” is easy to raid for takeout.
Banks handle this in two ways. Some give you buckets or pots inside one savings account. Others let you open several full savings accounts. Either works. What matters is that game money has its own named place, separate from your emergency fund.
2. Automatic transfers
Look for scheduled transfers you can set for the day after payday. The money moves before it starts to feel available. Round-ups, which move spare change after card purchases, are a nice extra. The scheduled transfer is what actually builds the fund.
Not sure how much to send? The sinking fund calculator turns a price and a date into a monthly amount.
3. No monthly fees or minimums
A monthly fee can eat a small fund’s interest and then some. A minimum balance can also bite right after you spend the fund on the thing you saved for. Check the bank’s fee page, not just the ad. You want no monthly maintenance fee, no minimum opening deposit and no minimum balance.
4. Interest, as a bonus
Interest is nice, but it’s not the main point here. You’ll spend this money soon, so separation and easy access matter more than chasing the top rate. We don’t list rates in this post because they change often. Check each bank’s current rate on its own site, and read any caps on how much of your balance earns interest.
5. Deposit insurance
Deposit insurance protects your money if an insured bank fails. It doesn’t cover everything. The US FDIC says its insurance “only covers deposits, and only if your bank is FDIC-insured.” That’s worth checking with any app that isn’t a bank itself.
Here are the standard limits, checked on each insurer’s own site in October 2026:
| Country | Insurer | Standard limit | Recent change |
|---|---|---|---|
| United States | FDIC | $250,000 per depositor, per FDIC-insured bank, for each account ownership category (FDIC) | — |
| United Kingdom | FSCS | £120,000 per eligible person, per authorised firm (FSCS) | Rose from £85,000 on 1 December 2025 |
| Philippines | PDIC | ₱1 million per depositor, per bank (PDIC) | Rose from ₱500,000 on 15 March 2025 |
One catch: sub-accounts at the same bank share one limit. Ten pots don’t give you ten times the cover. The FSCS also notes that protection “may be shared across brands under the same authorisation.” For most gaming funds, the limit isn’t the issue. The bigger question is whether your money sits with an insured bank at all.
Examples by Country (Features Checked October 2026)
We checked each feature below on the bank’s own website in October 2026. These are examples, not endorsements, and this post has no affiliate links. Features, fees and rates change, so check each bank’s current terms and eligibility before you open an account.
United States
- Ally Bank. Its online savings account lets you create up to 30 savings buckets, which Ally calls “digital envelopes,” and you earn interest on the total balance. Its savings tools include recurring transfers and round-ups. Ally lists no monthly maintenance fees or minimum balance requirements.
- Capital One 360 Performance Savings. Capital One says you can create multiple savings accounts, each for a different goal. Its AutoSave tools let you pick an amount and how often it moves. It lists no monthly fees or minimums.
United Kingdom
- Monzo. You can split your savings into different Pots, name each one and set an optional target. Monzo also offers auto-savings features, and its Instant Access Savings Pots earn variable interest. The standard Monzo plan is listed as free.
- Starling Bank. A Space is “a pot of money within your app, kept separate from your balance”. You can name it, set a savings target and send Round Ups from your card spending into it. The Spaces page doesn’t say Spaces earn interest, so check Starling’s savings products if interest matters to you.
Philippines
- GoTyme Bank GoalSave. You can open up to 5 GoalSaves, name each one, and set a target and a date. You can schedule daily, weekly or monthly automatic deposits. GoTyme says GoalSave earns interest and has no minimum maintaining balance.
- Maya Personal Goals. Maya allows up to five active Personal Goals, each with a due date of up to 180 days. Goals earn interest monthly and need no minimum balance to open. You need an active Maya Savings account, and you fund goals from your Maya Wallet. That 180-day window suits a short goal, like a game launching later this year.
- Tonik Stashes. Tonik lets you open up to 5 Stashes, Solo and Group combined, and describes them as interest-earning. A Group Stash lets friends save together, which could suit a squad saving for a LAN trip or a convention. Check Tonik’s fees page before you start.
- CIMB Bank PH. The app’s Own My Goals (OMG) feature lets you create up to 10 personalised UpSave accounts and 1 GSave account, with themes, Auto Save and reminders.
All four Philippine banks state that deposits are insured by PDIC up to ₱1 million per depositor. If an app has both an e-wallet and a bank, check that your goal money sits on the bank savings side.
Why “Credit Cards for Gamers” Are Not Savings Accounts
Many results for this search are lists of rewards cards that earn points on games, streaming or electronics. That can be a fine product for someone who pays in full. But it does the opposite job of a savings account.
- A savings account holds your money. A credit card lends you the bank’s money.
- Rewards only come from spending. They are a small slice back on purchases, not money set aside.
- Interest is the trap. The CFPB notes that on most cards, you avoid interest on purchases “if you pay your balance in full each month by the due date.” Carry a balance, and the interest can cancel out the points fast.
Carrying a balance from game purchases is common, and it’s fixable. If you’re paying interest, it usually makes sense to stop adding to the card while you pay it down before building a big gaming fund. Keep a small starter emergency fund either way, so one surprise bill doesn’t land back on the card. If gaming spending feels hard to control or is causing real financial harm, consider talking with a qualified professional.
How to Set Up a Gaming Fund This Week
Give the fund one job
Decide whether it’s monthly fun money (games, passes, DLC) or a sinking fund for one big item, like a console, a PC part or a grail figure. One job per pot. If you don’t have any emergency savings yet, start a small emergency fund alongside it.
Open or rename a sub-account
Check whether your current bank already offers buckets, pots or multiple savings accounts with no fees. If it does, you may not need a new bank. Name the pot after the goal: “Gaming Fund” or “New GPU Fund.”
Set the transfer for the day after payday
Take the price, divide it by the months you’re willing to wait, and schedule that amount. What is a sinking fund? explains the method, and how to save for a gaming PC walks through a bigger build.
Track progress where you'll see it
Your bank app shows the balance. A budgeting app or a spreadsheet can show the target, the deadline and whether you’re on pace. Seeing the gap close is what keeps the transfer running.
Where Hunter Vault Fits
Hunter Vault is our own app, and it’s not a bank. It doesn’t hold money or pay interest, and it never connects to your bank or to any game account. So the real gaming fund lives in your bank’s sub-account. Hunter Vault is where you plan and track it.
There are two ways to set that up:
- As a savings goal. Set a target, a deadline and a monthly contribution. Log each bank transfer as a contribution and watch the progress bar fill. The free plan includes 2 savings goals.
- As a money vault. A vault is a savings record with no bank link. You can schedule an auto-send so the vault record moves on payday. Your bank’s automatic transfer still moves the real money.
On the spending side, a “Gaming” budget category (with a subcategory per game, if you have Hunter Elite) shows where the fund goes once you use it. Budgeting never requires a subscription. The free core covers the basics, and Hunter Elite is a $15.99 one-time purchase that removes the free limits. Hunter Vault is on iOS and Android.
Final Takeaway
There’s no special savings account for gamers, and you don’t need one. The gamer-branded options we found have closed, turned out to be education programs, or were checking accounts and credit cards.
What works is plain: a no-fee savings account at an insured bank, a sub-account named for your gaming goal, and an automatic transfer the day after payday. Add interest if you can get it without fees. Then track the target somewhere you’ll actually look.
This is general educational content, not financial advice. Bank features, fees, interest rates and deposit insurance rules change, and eligibility varies by country. Check each bank’s own website and the official insurer’s site for current details before you open an account or move money.
Frequently Asked Questions
Is there a savings account made specifically for gamers?
As of October 2026, we couldn't find a current one. Blast, which launched in 2018 as a 'high-yield savings account for gamers', says on its website that the app has closed. BMO's 'banking for gamers' page in Canada is an education program, not a separate account. A regular no-fee savings account with named sub-accounts does the same job.
What kind of account should I use for a gaming fund?
Look for a savings account at an insured bank that lets you create named sub-accounts (often called buckets, pots, spaces or goals), set automatic transfers, and charges no monthly fees or minimums. Interest is a bonus. Check the bank's current rate and fees on its own site before you open anything.
Is a credit card for gamers the same as a savings account?
No. A savings account holds your money. A credit card lends you money, and rewards only come from spending. According to the CFPB, on most cards you avoid interest on purchases only if you pay the balance in full each month by the due date.
How much deposit insurance covers a gaming fund?
As of October 2026: in the US, the FDIC covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. In the UK, the FSCS limit has been £120,000 per eligible person, per authorised firm since 1 December 2025. In the Philippines, PDIC coverage has been ₱1 million per depositor, per bank since 15 March 2025. Sub-accounts at the same bank share one limit.
Should a gaming fund go in a high-yield savings account?
It can, as long as there are no fees and you can reach the money easily. A gaming fund is usually spent within weeks or months, so keeping it separate and filling it automatically matters more than chasing the top rate. Rates change, so compare current rates on each bank's site.
Can Hunter Vault hold my gaming fund?
No. Hunter Vault is a budgeting app, not a bank, and it never connects to your bank or game accounts. Keep the real money in a bank sub-account, then track it in Hunter Vault as a savings goal with a target, deadline and monthly contribution, or as a money vault record.
