Then I pay $300 from my bank account with Pay Debt. Type an amount or use the quarter, half, three-quarters and full buttons. Net worth doesn't change, because the bank and the card balance both drop by $300, and the payment isn't new spending, since the purchase already counted. You can also pay a card from Transfer by picking the card as the destination.
Paid features shown: none. Recorded on a Premium account. Features and pricing can change; check the app for current details.
Transcript
0:00 Charge a purchase to your card
In this video, you'll use a credit card in Hunter Vault: log a purchase on the card, then pay it off. Tap the Quick Log button, then Add Expense.
I just bought a $30 shirt. Enter $30, then tap Category and pick Shopping.
Now tap Pay From, and choose your card.
The label changes to Charge to card. Nothing leaves your bank account. The $30 is added to what you owe on the card. Tap Add Expense.
The message confirms it was charged to the card. Your card is also tracked as a debt, which the app calls a raid. Head back home.
The purchase counts as spending right away. Shopping shows $90 of its $100, and Safe to Spend dropped by $30.
0:49 See what you owe and your available credit
To check the card, tap Profile, then Accounts, then the Liabilities tab.
Tap your card to see what you owe, how much credit is still available, and your limit.
1:02 Pay the card
Now let's pay it. Tap the Quick Log button, then Pay Debt. This opens Dungeon Raids, your debts page. Scroll to your card and tap Pay Debt.
This page shows what you owe and the interest rate. Type an amount, or use the quick buttons, up to the full balance. I'll pay $300.
Then check Pay From. It picked my euro travel wallet, so tap it and choose your bank account. Then tap Pay.
1:32 What changes after a payment
Paying a debt earns XP, and this payment also unlocked an achievement. Total debt dropped by $300, and the debt-free date moved three months closer.
Open Profile, then Accounts. Net worth didn't change: the bank went down by $300, and so did what you owe on the card.
And on Home, Safe to Spend didn't move. Paying the card isn't new spending, because the purchase already counted when you made it.
2:02 Pay a card with a transfer
You can also pay a card from Transfer, by choosing the card as the destination. Next in Everyday Tracking, we'll find any transaction with search and filters. Links to download Hunter Vault are in the description.
