// private offline budgeting

Budgeting that never
touches your bank

Most finance apps want your bank login. Hunter Vault doesn't. Your data stays on your phone by default — no account, no bank connection, and budgeting works offline. Cloud, Huntee and Smart Import send data only when you turn them on.

  • No account
  • No bank login
  • Budgeting works offline
Hunter Vault Home screen with Safe to Spend, rank, an upcoming bill, a daily quest and a savings goal, under the headline Budgeting, RPG-style
// what makes it private

The specifics, not the marketing

Privacy claims are only worth something when they're specific. Here's exactly what Hunter Vault does and doesn't do.

Local storage

Your data lives on your device — not on a company server. Online features like cloud sync and the Huntee AI assistant are opt-in. Leave them off and your budget stays on your phone.

  • Stored on-device by default
  • Cloud backup only if you opt in
  • Offline-first by design
On-device

No account required

No sign-up, no email, no password to leak. Open the app and start tracking. You only sign in if you turn on an online feature that needs it.

  • Zero sign-up friction
  • No email or personal info needed
  • Nothing to expose if you never gave it
No account

No bank login

Hunter Vault never asks for, stores, or transmits your bank credentials. There is no bank connection. You log transactions yourself — which is the entire reason your data stays private.

  • No bank credentials, ever
  • No read-only bank access either
  • Manual logging keeps your bank out of it
No bank login

Works offline

Track anywhere. Log your spending, view reports and manage budgets with no connection. Only the online features you turn on, like cloud sync, Huntee and Smart Import, need the internet.

  • Budgeting, logging and reports work offline
  • No "syncing" delays or failures
  • Works on planes, in basements, anywhere
Offline by default

Your data, your control

Export to CSV and take it wherever you need it. Delete it whenever you want. You own the data — Hunter Vault is just the tool you use to organize it.

  • CSV export whenever you need it
  • Delete data at any time
  • No data held hostage behind a subscription
You own it

// watch it in action

Back up your data for free, no account needed

Export one backup file to Files or a cloud drive, and restore it on this phone or a new one.

How to Export or Restore a Backup File (Free) Chapters and transcript →

More how-to videos: Settings Tour: Language, Daily Reminder and More

// the real problem

To use most budgeting apps, you hand over your bank login and trust a company with your entire financial life.

After every data breach in the news, that's a big ask. Plenty of people quietly want a simpler answer: track my money without giving anyone access to it. That's not paranoia — it's a reasonable expectation that your financial data is yours.

  • Bank logins shared with third parties
  • No login ever required here
  • Your data lives on your device
  • No bank login to leak
Hunter Vault Add account form where you type the account name, type, currency and starting balance yourself, with no bank login
// what it is

A private, offline budgeting app — by design, not by policy

Hunter Vault is a private, offline budgeting app. Your data is stored on your phone by default — you don't need to create an account, and it never connects to your bank. Your financial information stays with you.

Hunter Vault Bills screen showing what's still due this month, under the headline Know what's still due
// why this matters

Bank-syncing apps are convenient. Convenience has a cost.

When you hand over your bank credentials to a third-party app, your full transaction history and login details sit with that company — and every company that has your data is a company that could breach it, sell it, or shut down with it. Manual, on-device tracking trades a little automation for something a lot of people value more: knowing their bank login isn't sitting with another company.

  • Bank-sync = credentials with a third party
  • No aggregator holding your bank login
  • Your budget stays on your phone by default
  • Privacy by architecture
Hunter Vault Smart Import privacy notice explaining that CSV files are processed on the device and nothing is added without your review
// the honest trade-off

Let's be straight: you log manually. That's the trade.

Because nothing connects to your bank, you log your spending yourself (or import a CSV) — there's no automatic bank feed. If you want hands-off automation, a bank-connected app will suit you better. If you'd rather keep your financial life entirely your own, that's exactly what Hunter Vault is built for. And because gamified tracking makes logging fast and rewarding, doing it manually feels less like a chore than you'd expect. Related reading: why most budgeting apps don't work.

  • Manual logging = the privacy price
  • Built to make manual logging fast
  • Gamification keeps the habit alive
  • The right trade-off for the right person
Hunter Vault Quick Log sheet with Add Expense, Add Income and Transfer, plus Pay Debt and Smart Import shortcuts
// questions

Frequently asked questions

No, never. Hunter Vault never asks for your bank login and never connects to a bank. You log transactions yourself, or import a CSV you export from your bank, which is free and processed on your device.

No. You can open the app and start tracking immediately — no sign-up, no email, no password. You only sign in if you turn on an online feature that needs it, such as cloud sync, Huntee, or Smart Import from screenshots and PDFs.

On your device, by default. Your financial data only leaves it if you turn on an online feature: optional cloud sync (a separate subscription) backs it up, and Huntee and Smart Import send the relevant data or statement to Google Gemini for processing.

Yes. Logging, budgets, quests and reports all work fully offline. Only the optional online features need a connection: cloud sync, the Huntee AI assistant, Smart Import from screenshots and PDFs, and the Weekly Hunter Board.

Yes. You can export your data to CSV and take it wherever you need it. You can also delete your data from the app at any time. You own it.

We never sell your data. Your financial data only leaves your device through online features you choose to turn on, and the opt-in Weekly Hunter Board shares quest and streak data but never amounts. Firebase Analytics collects aggregate usage data that never includes your financial data.

You log your spending manually. That's the deliberate trade for full privacy. The app is built to make manual logging fast enough that it stays sustainable, and you can import a CSV you export from your bank for free — but nothing pulls transactions in automatically. If you want a hands-off bank feed, a bank-connected app will suit you better. If you'd rather keep your financial life entirely your own, this is built for that.

// your next move

Track your money without handing over your bank.

Download Hunter Vault free on iOS and Android — no account needed, no bank login, and budgeting works offline.

  • No account
  • No bank login
  • Budgeting works offline
See all features →
Hunter Vault rank shields from E to S, under the headline From E-Rank to S-Rank, with Offline by default, No bank login, No ads